Accepting | Payment |Through Internet Engineering

Many questions to me either via IM or e-mail about how to accept credit card payments on the Internet. This means that when we sell goods on the Internet, how the buyer of goods we (customer) can send us payment either by credit card (credit card) or other means of payment. In addition to working directly with the bank (acquirer) to be able to charge credit card customers, we can also use a third party company that has services to charge the credit card. This service is often referred to as Payment Gateway. I try rangkumkan tips and tricks, including the payment gateway which can be applied to Internet-based business (ecommerce) in Indonesia. Technique attractive credit card directly from the buyer (without payment gateway company) in principle can be done, but in practice difficult. The first one that requires great cost and time to take care of the bank's application for a merchant acquirer. The second risk is too great, both on the part of the buyer (trust) and seller (carding fraud). So the conclusion for small businesses, this technique is not recommended. In another language, please use the payment gateway in accordance with our business model. In this world so many payment gateway company, unfortunately little is supporting Indonesia's credit card, either as a buyer or a seller (merchant). I will explain about some of the Payment Gateway, with the expectation that Internet business people in Indonesia could begin to think about to provide payment services via credit card. PAYPAL.COM Perhaps now PayPal is the payment gateway is world's most popular. The registration process quickly and do not need to create a program that is difficult to link the goods sold to the processing paypal. Originally there html form which contains the name and price of goods (can be generated automatically from PayPal), PayPal will process automatically includes providing cartnya shopping. Views can also be arranged in accordance with our sales sites display. Interestingly, no setup fees, monthly maintenance, so costnya low enough (even we will get a bonus 5 USD at the time of registration). Costs will only be collected at the time of the transaction. Unfortunately, PayPal does not support credit cards from Indonesia I'm using my credit card in Japan for the registration and register as a seller (merchant) at PayPal, and is still active to some of my business on the Internet 2CHECKOUT.COM Has features that my level with PayPal (maybe even better), and is now arguably the rising popularity high. Accepting payment cards with various types of credit cards (Visa, MasterCard, Amex, JCB, Discover, etc.). To register as a seller, free of charge 49 USD. Total fee per transaction is $ 0.45 and 5.5% of transaction value. Interestingly 2checkout.com credit card can be used by Indonesian IKOBO.COM Serving the sending and receiving money with credit cards online. The process is simple, if any, make a payment to us, then we will get the i-card number (Visa debit card), with the card i-card number that we are withdrawing their money. It seems ikobo.com not provide shopping carts and other features related to ecommerce that you can embed in our sales site. Indonesia, including state-supported. One of the drawbacks is the problem of total transaction fees are quite large. The first is transaction costs 5 USD + 3% of the transaction. Then we will be subject to delivery charge of i-card number for $ 9.95 (unless already have the i-card number in advance). And the last is the fee for ATM withdrawals ($ 1.9) and maintenance cost of 0.9 USD. FAQ complete enough to explain all the problems in ikobo.com IPAYMENTINC.COM Not as popular as PayPal and 2Checkout and registration is quite complicated. But definitely give credit card processing services and secure payment gateway. Registration and account changes using the manual method, it is possible to avoid any fraud. Not as popular as PayPal and 2Checkout and registration is quite complicated. But definitely give credit card processing services and secure payment gateway. Registration and account changes using the manual method, it is possible to avoid any fraud. AUTHORIZE.NET Provides feature to accept credit card payments and electronic checks as well. The process for registration as a seller rather complicated, because registration is not directly to authorize.net but to the agent designated representative. Each agent has the features of the service varies and we can just choose whichever suits our business model. After an account of agency representatives, then we process the registration payment gateway from authorize.net account. This account that we use on the payment transaction module at our sales site. Authorize.net seems less suitable for enterprise or small-scale business. PAY.INDO.COM Payment gateway Indonesia There are currently no sellers register online and it seems we are interested are asked to send inquiry form. Please try or can also ask directly to the contact NOCHEX.COM Slightly different from the above payment gateway service, NOCHEX payment transaction features by debiting your bank account by electronic mail NOCHEX buyers. Unfortunately NOCHEX limited service in American banking. If not reckless use, perhaps by borrowing a friend in the U.S. account E-GOLD.COM Although equally provide payment gateway features, but e-gold has a slightly different concept. e-gold using a standard value based on 100% pure gold prices prevailing in the world and is represented in the form of saving account e-gold. We can try to directly open an e-gold account, because the registration is free. The process of filling the savings in the account is to send money to merchants dollars e-gold (Indonesia is also available), and then we pay nominal will appear in the e-gold account our savings (USD). Liquefaction process is the same, because we sell e-gold tingal us to the merchant. Or another way of disbursement using a debit card is e-forexgold.com (hit U.S. $ 50), and with e-cards that we live forexgold withdraw through ATM machine bearing the mastercard, maestro and cirrus (ATM BCA, etc.). It seems there are many payment gateway other than the above, I only see the features and popularity are still under eight payment gateway above. As a temporary conclusion, to Indonesia with small and medium scale businesses seem to be enough 2checkout.com payment gateway solution. I personally hope that PayPal can go to Indonesia before returning to Indonesia in 2004, I had time to send a request to PayPal to accept credit card Indonesia, but they do not approve because carding fraud problem in Indonesia's high Source: http://www.gsn-soeki.com/wouw/a000382.php